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Terms & Conditions
These Terms & Conditions (“Terms”) govern the provision of services by SBR Financial Pty Ltd (“we”, “us”,or “our”) to you (“the client”, “you”). By engaging our services, you agree to these Terms.
1. Our Services
We provide financial brokerage, advisory, business consulting, and referral services. The scope of each engagement will be confirmed with you in writing or by mutual agreement. We may refer you to third-party service providers where your needs fall outside our direct expertise.
2. No Guarantee of Outcomes
While we act in your best interests and apply our expertise to achieve the desired outcome, we do not guarantee the approval of loans, financial products, or the success of any financial outcome. All decisions remain with the lender, provider, or regulatory authority.
3. Third-Party Referrals & Responsibility
Where we introduce or refer you to third-party providers: We do so in good faith, based on our professional judgment. We are not liable for the performance, advice, or conduct of any third party. You are responsible for reviewing the terms, fees, and disclosures of any third-party engagement.
4. Fees & Payment Terms
Our fees will be outlined in your engagement letter, service agreement, or mandate. Payment terms include: Fees payable directly by you, or commissions/fees received from lenders or providers, as disclosed. Payment due dates, including options for instalment payments if applicable. We reserve the right to charge interest on overdue amounts at 8.00% per annum.
5. Confidentiality & Privacy
We respect your confidentiality and will manage your information in accordance with our Privacy Policy.
By engaging our services, you consent to us sharing your information with our consultants, professional advisors, and trusted third parties when necessary for the provision of services or where it may benefit you. These parties may send you marketing material relevant to your needs. You can opt out of marketing at any time.
6. Limitation of Liability
To the extent permitted by law: We exclude all warranties, representations, or conditions not expressly stated in these Terms. Our liability is limited to the amount paid by you for our services. We are not liable for any indirect, consequential, or incidental loss, including financial loss, loss of opportunity, or business interruption.
7. Termination
Either party may terminate the engagement by providing written notice.
You remain liable for fees incurred up to the termination date. We may terminate immediately if you breach these Terms, act unlawfully, or if engagement becomes impractical or unethical.
8. Governing Law
These Terms & Conditions — and any disputes arising out of or in connection with them — are governed by the laws of New South Wales, Australia, and you agree to submit to the exclusive jurisdiction of the courts of New South Wales. By engaging our services, you acknowledge and agree that we comply with all applicable legal and regulatory requirements and that you will likewise comply with your obligations under relevant Australian laws.
9. Amendments
We may amend these Terms by providing written notice or publishing updated terms on our website. Continued use of our services constitutes acceptance of any revised Terms.
10. Contact Us
SBR Financial Pty Ltd
Level 4, 75 Pitt Street, Sydney, NSW, 2000
Phone: 02 4284 3782
Email: admin@sbrfinancial.com.au
1. Our Services
We provide financial brokerage, advisory, business consulting, and referral services. The scope of each engagement will be confirmed with you in writing or by mutual agreement. We may refer you to third-party service providers where your needs fall outside our direct expertise.
2. No Guarantee of Outcomes
While we act in your best interests and apply our expertise to achieve the desired outcome, we do not guarantee the approval of loans, financial products, or the success of any financial outcome. All decisions remain with the lender, provider, or regulatory authority.
3. Third-Party Referrals & Responsibility
Where we introduce or refer you to third-party providers: We do so in good faith, based on our professional judgment. We are not liable for the performance, advice, or conduct of any third party. You are responsible for reviewing the terms, fees, and disclosures of any third-party engagement.
4. Fees & Payment Terms
Our fees will be outlined in your engagement letter, service agreement, or mandate. Payment terms include: Fees payable directly by you, or commissions/fees received from lenders or providers, as disclosed. Payment due dates, including options for instalment payments if applicable. We reserve the right to charge interest on overdue amounts at 8.00% per annum.
5. Confidentiality & Privacy
We respect your confidentiality and will manage your information in accordance with our Privacy Policy.
By engaging our services, you consent to us sharing your information with our consultants, professional advisors, and trusted third parties when necessary for the provision of services or where it may benefit you. These parties may send you marketing material relevant to your needs. You can opt out of marketing at any time.
6. Limitation of Liability
To the extent permitted by law: We exclude all warranties, representations, or conditions not expressly stated in these Terms. Our liability is limited to the amount paid by you for our services. We are not liable for any indirect, consequential, or incidental loss, including financial loss, loss of opportunity, or business interruption.
7. Termination
Either party may terminate the engagement by providing written notice.
You remain liable for fees incurred up to the termination date. We may terminate immediately if you breach these Terms, act unlawfully, or if engagement becomes impractical or unethical.
8. Governing Law
These Terms & Conditions — and any disputes arising out of or in connection with them — are governed by the laws of New South Wales, Australia, and you agree to submit to the exclusive jurisdiction of the courts of New South Wales. By engaging our services, you acknowledge and agree that we comply with all applicable legal and regulatory requirements and that you will likewise comply with your obligations under relevant Australian laws.
9. Amendments
We may amend these Terms by providing written notice or publishing updated terms on our website. Continued use of our services constitutes acceptance of any revised Terms.
10. Contact Us
SBR Financial Pty Ltd
Level 4, 75 Pitt Street, Sydney, NSW, 2000
Phone: 02 4284 3782
Email: admin@sbrfinancial.com.au
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